Just two years ago Adam, who works full-time in logistics, was thousands of dollars in debt.<\/strong><\/p>\n

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\u201cI\u2019d just spend [money] as it came, not thinking about tomorrow. I needed some help to get back on my feet.\u201d<\/em><\/p>\n<\/blockquote>\n

So when he heard about a CAP Money course running at the marae connected to his local church, he knew he had nothing to lose. Once there, Adam learnt money management skills which transformed his spending habits, and he found he developed a whole new mindset about money.<\/p>\n

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\u201cDo I really need this? I ask myself that question every day\u2026 It\u2019s helped me shop wisely and on a budget.\u201d<\/em><\/p>\n<\/blockquote>\n

Since attending the course, Adam has managed to pay off ALL his debts!<\/strong>\u00a0He\u2019s also mastered the art of putting money aside for a rainy day.<\/p>\n

A short time ago, Adam\u2019s car needed costly repairs, and soon after, he needed an urgent tooth extraction. Before doing CAP Money this would have made him \u2018stressed out\u2019 \u2013 but Adam was able to use savings to cover both unexpected bills!<\/p>\n

Adam is now relishing the ability to go after his dreams, including going away on a proper holiday, and saving hard to buy his first home.<\/strong>\u00a0Adam\u2019s financial freedom has also given him the opportunity to explore new passions:<\/p>\n

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\u201cI bought myself a violin two weeks ago. I don\u2019t know how to play\u2026 but this year I decided that I wanted to do something different. I\u2019ve just gone through how to tune it, and then the next stage will be how to play it!\u00a0CAP Money is keeping me focused and helped me to go for my goal.<\/strong>\u201d<\/p>\n<\/blockquote>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

Just two years ago Adam, who works full-time in logistics, was thousands of dollars in debt. \u201cI\u2019d just spend [money] as it came, not thinking about tomorrow. I needed some help to get back on my feet.\u201d<\/p>\n","protected":false},"author":2,"featured_media":168,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[116,146],"tags":[],"class_list":["post-167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-stories-of-help"],"acf":[],"yoast_head":"\n